FAQ

HOW MUCH CAN I BORROW FROM CAPITAL LOAN CENTER KENYA?

We offer loans from 1000 Ksh to 100,000 Ksh to help with all kinds of expenses including car repairs, medical bills, rent, bond, dental work, fees and business startup capital.

Applying is simple and we help you work out how much you can afford to borrow. Repayments can be scheduled to suit you and generally occur weekly or fortnightly.

HOW MUCH DOES A CAPITAL LOAN COST?

It all depends on how much you would like to borrow and the period of time you would like to take the loan over.

If you choose to repay your loan before the scheduled end date you will not be penalised.

WHAT HAPPENS IF I DON’T PAY?

We’re very patient if you need more time to pay talk to us and we can adjust the repayment schedule! We’ll work together and make a payment plan that fits you to avoid consequences such as :

Handing over to collection companies

Being listed at the Credit Reference Bureau

 WHO IS CAPITAL LOAN CENTER KENYA?

Capital Loan Center Kenya is a licensed credit provider that’s offered short term financial solutions for ten years. Having written more than 1.5 million personal loans in Kenya, Capital Loan Center is a trusted provider that has the expertise to offer you an affordable loan that best suits your situation. We have a long standing relationship with international retail group Pepkor, which operates more than 4000 stores in 15 countries.

AM I ELIGIBLE TO APPLY FOR A CAPITAL LOAN?

To apply for a Capital loan you need to be:

  • A permanent Kenyan resident
  • 18 years of age or older with a National Identification Card
  • You must have used MPESA or Airtel Money for more than 2 months.

DOES CAPITAL DO CREDIT HISTORY CHECKS?

As part of our assessment of your application we conduct a credit check. But don’t worry if you have a default on your file as we may still be able to help you depending on the circumstances. To conduct the credit check we charge a fee of 300Ksh paid to our Chief Loans Officer.

 WHEN WILL I KNOW IF I AM APPROVED?

We make sure to keep you updated on the progress of your loan application through regular SMS. If conditionally approved we will contact you to let you know the good news  and receive your funds into your mpesa account.

HOW LONG DOES IT TAKE TO GET MY LOAN FUNDED?

Capital loans are generally funded within 30 minutes after applying, our process is designed to be quick and convenient.  If your loan is approved and signed , your funds will be transferred to your bank account immediately within 30 minutes. Otherwise if you are not approved for the loan you will be notified via SMS and a FULL REFUND of the 300 Ksh fee paid will be made

ARE THERE ANY FEES CHARGED IF I PAY OUT MY LOAN EARLY?

No, there are no hidden fees or charges associated with a Capital small personal loan.  All charges are disclosed upfront within your contract and there is no penalty fee if you choose to pay out your loan early.

HOW DO I MAKE REPAYMENTS ON MY CAPITAL LOAN?

Loan repayments are scheduled to suit your pay dates and you pay directly to our bank account bank account either weekly or monthly. Our bank details will be send to you after you have been approved for your loan.

 Apply Now

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